The list is broken down by areas of planning and not just professions. Some names may appear in more than one category.
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Senior Housing Options: Continuing Care Retirement Communities
Age also plays a notable role in response to these questions, as 63 percent of those in the 55 and older age range said they have had an estate plan conversation with a loved one, while only 36 percent of those between the ages of 18 and 34 have done the same. As one might expect, older Americans are the most likely demographic to have an estate plan in place.
According to the survey, 66 percent of those age 65 or older have a will or living trust. However, that percentage declines significantly with younger people. A staggering 79 percent of millennials ages do not have a will.
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Other notable responses include the belief that setting up a will is too expensive and hard to figure out. So why is it that only 4 out of 10 Americans actually have a long-term estate plan? According to Hackard, the answer may come down to broader patterns of human behavior. Speaking of attorneys, eldercare author and expert Joy Loverde says many American may not know how to go about obtaining one.
According to Hackard, the whole purpose of a will is to tell a court how to distribute your assets in a special proceeding called probate. The purpose of probate is to give a public notice of death and allow creditors to file claims against the estate.
What You Need to Know About Continuing Care Retirement Communities (CCRCs) - Parsec Financial
Whatever is left after the creditors are paid goes to the beneficiaries. This includes appointing a person you trust to fulfill your wishes, dividing your assets according to your wishes not the dictates of a statute , designating a preferred heir, including a church or charity, and defining the time periods for the disposition of your assets. A will can also alleviate certain stresses and conflicts that may arise between family and friends after a loved one passes—regardless of his or her age—says personal finance coach Mercedes Forrest. To be sure, younger Americans tend to have fewer assets than their older counterparts, which feeds into the false impression that a will is only needed for those with substantial wealth or complex finances.
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